17 Mar Lessons from Silicon Valley Bank’s demise
What can we learn from the recent failure of Silicon Valley Bank to help us next time something like this happens?...
10 Feb When being cautious can lead to more risk
When it comes to making assumptions about a distant future, caution is generally a good thing. However, there are situations in which being cautious can actually result in more risk....
28 Oct Keep your eyes on the prize
Image by Arek Socha from Pixabay At times like this, investors risk being unsettled by the endless rounds of media speculation and hyperbole. Talk of market failure risk by the Bank of England, squabbling politicians and headline grabbing market traders and analysts can lead investors to...
13 Jul Should you be concerned about long term inflation?
The media is currently full of stories about the ‘cost of living crisis’ as annual inflation has reached a level not seen for decades in the UK. Indeed, judging by what I pay to refuel my car every week, it is certainly a real thing....
23 Jun Why volatility isn’t the risk which should worry you
I recently read a consultation document regarding proposed changes to the way in which projections for money purchase pension schemes are calculated. ...
26 May What is a safe withdrawal rate?
One of the questions which concerns most investors is the rate at which they can safely draw on their portfolio...
11 Feb Fear and greed
Whenever somebody asks me why the stock market fell in value, I have a simple response. On that day, there were more sellers than buyers...
05 Nov What do the government’s new plans for health and social care mean for you?
The UK government recently announced its plans for changing the basis of funding long term care provision. How does the announcement affect you, whether as a taxpayer or a recipient of care?...