If you have ever ordered a new car you will know how difficult it can be to reach the point where you find out how much you actually need to pay.  An endless list of choices: upholstery, in-car entertainment, sat nav, not to mention paint…....

I’ve linked to articles in past blogs about the problems of some of the Ivy League endowments.  Harvard, at last, seems to be taking action.   [2 minute read] Humans are terribly flawed.   Some steps to avoid making big mistakes.  [Waring: language. 3 minute read] This is an incredible story –...