06 Oct A view of currencies and interest rates
It is interesting times but putting hyperbole, politics and the minute-by-minute gyrations of the market aside for a moment, let’s take a step back and look at what has been going on....
29 Sep The Growth Plan
What the Chancellor, Kwasi Kwarteng, presented to the House of Commons on Friday was definitively not a Budget; it was ‘The Growth Plan’. ...
23 Sep Sensible thinking about bonds
Like many people, we have been reading several articles or commentaries suggesting that a 60/40 balanced portfolio, or bonds as a whole, are ‘dead...
09 Aug Bonds and base rates
Investors sometimes convince themselves that they know what the future holds and seek to position their portfolio to benefit from that knowledge....
13 Jul Should you be concerned about long term inflation?
The media is currently full of stories about the ‘cost of living crisis’ as annual inflation has reached a level not seen for decades in the UK. Indeed, judging by what I pay to refuel my car every week, it is certainly a real thing....
28 Jun Long term returns
After the year we experienced in 2020 and the current volatility we are seeing in various asset markets it seems appropriate to remind ourselves that when we invest in equities and bonds we should be doing so for the long-term....
23 Jun Why volatility isn’t the risk which should worry you
I recently read a consultation document regarding proposed changes to the way in which projections for money purchase pension schemes are calculated. ...
10 Jun Short term hindsight investing
The approach of short term, hindsight investing isn’t the best way to build portfolios for the future...
26 May What is a safe withdrawal rate?
One of the questions which concerns most investors is the rate at which they can safely draw on their portfolio...
20 May The best of what we read, watched and listened to this week
The best of what we read, watched and listened to in the week ending 20th May 2022....