Legal Disclosures

This website (the “Blog”) is created and authored by Robert Lockie and Charles Wood (the “Content Creators”) and is published and provided for informational and entertainment purposes only.  The information in the Blog constitutes the Content Creator’s own opinions (and any guest bloggers posting from time to time) and it should not be regarded as a description of services provided by Raymond James Investment Services Ltd or Bloomsbury Wealth.


The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.  It is only intended to provide education about the financial industry.  The views reflected in the commentary are subject to change at any time without notice.


Nothing on this Blog constitutes investment advice, performance data or any recommendation that any security, portfolio of securities, investment product, transaction or investment strategy is suitable for any specific person.  From reading this Blog we cannot assess anything about your personal circumstances, your finances, or your goals and objectives, all of which are unique to you, so any opinions or information contained on this Blog are just that – an opinion or information.  You should not use this Blog to make financial decisions and we highly recommended you seek professional advice from someone who is authorised to provide investment advice.


Any indices referenced for comparison are unmanaged and cannot be invested into directly.  Investments in securities involve the risk of loss.  Past performance is no guarantee of future results.


We like to share links to articles and information which is interesting to us.  It is in no way an endorsement by us or by anyone associated with us.


We read a lot of books, and publish a periodic book review which contains links to those books on Amazon.  We receive no payment for any purchases resulting from using these links.


Privacy Policy:

We will never share or resell our readers names or email addresses.  Please see Bloomsbury Wealth’s privacy policy for further information.


This Blog contains links to other websites (which may include message boards or forums).  We are not responsible for the privacy practices or the content of such sites.  Please understand that any information that is disclosed in these areas becomes public information.  We have no control over its use and you should exercise caution when deciding to disclose your personal information.


Thanks for reading.  Please feel free to leave a comment or ask a question about anything related to personal finance or investment.