For me, this is one of those ‘Where were you when…’ moments. I remember where I was (in the kitchen of our house in Bristol). More importantly, I can still, almost thirty years on, remember exactly how I felt. Absolutely sick to...

Once you move away from the risk-free rate, the only way to obtain a higher return is to take on more risk. I'll say that again, as it's worth repeating. Once you move away from the risk-free rate, the only way to obtain a...