“In a moment of decision, the best thing you can do is the right thing to do, the next best thing is the wrong thing, and the worst thing you can do is nothing.” – Theodore Roosevelt There is a famous quotation often attributed to Mark Twain...
Snippets that have caught my eye this week from around the web…. Here in the UK, consumers take for granted that high levels of regulation of financial advisers exist, and it has been the legal duty of advisers to put their clients’ interests first for some...
“An individual without information cannot take responsibility; an individual who is given information cannot help but take responsibility.” Jan Carlzon “Imagine that there is a loose panel in the passenger compartment of the New York to Los Angeles airplane. The panel has a sharp, protruding edge that...
Snippets that have caught my eye this week from around the web…. The internet has been crammed with articles in the last couple of weeks about Trump’s ‘travel ban’, and as an immigrant myself – and one who could not have been made more welcome in...
Short days, long evenings, frost and fog, when all you I want to do is to curl up by the woodburner with a good book. Here’s a selection of some of the books I read this month. The Silk Roads: A new history of the World, Peter Frankopan History...
Snippets that have caught my eye this week from around the web… Markets are right more often than you think – people get confused about the efficient market hypothesis, positing that it means that prices are always right. That’s not what it means. [2 min read]. We shouldn’t...
These, and variants of them, are questions we hear over and over again from people who enquire about our services. The questions about getting the balance between living the life they want to live now without compromising their financial future, and when to take their...
Today marks the day that President-elect Donald Trump will take the oath to become the 45th President of the United States. Prepare to add a new word to your vocabulary – paltering. [4 min read] Theory and practice. There’s a difference between knowing something in theory, and the knowledge you...
Snippets that have caught my eye this week from around the web…. This study of Amazon’s share price history illustrates just how hard it is to spot the next big thing. And on a similar theme, how did the experts get on with their forecasts in 2016? Some good news...