There’s a lot of talk at the moment about the next stock market crash, and whilst history tells us there will be another one at some point, if you really knew when, why would you waste time telling everyone about it when you could be making your...

“Unless you try to do something beyond what you have already mastered, you will never grow.” Ralph Waldo Emerson   We are NOT passive investors People often assume that our investment philosophy is a ‘passive’ one investing solely in index funds as we don’t employ actively managed funds within...

How not to raise a spoiled brat. One of the discussions we often have with clients with young children is about the challenge of raising children when you are a first generation wealth creator. As this article illustrates, sometimes parents find it extremely difficult to relate...

“Everything is both simpler than we can imagine, and more complicated that we can conceive.” – Goethe Life is complicated enough Our clients lead busy lives. The last thing they need is more complexity. They often come to us precisely because they need to reduce that complexity. By removing the...

Robert and I recently attended two conferences in the US.  Taking time out of the office to attend any conference must always be carefully considered as to whether it will be a good use of our time. ...

Well, it’s ended up being an ‘interesting’ week, hasn’t it? Here are a few distractions for you…. Charts don’t always show the full picture – [3 min read] I’ve recently started to study the Stoics. One of their philosophies was the practice of Inversion. Interesting stuff when applied to our...

Why you never want to purchase leveraged ETFs [3 min read] Florence Nightingale invented infographics, apparently – who knew? [3 min read] One from the archives – a vintage interview with Nobel laureate Eugene Fama from 1999. [20 min video] Millionaire tells millennials: if you want a house, stop buying avocado...

My book choices this month were a lot more upbeat than my April selection, which made for a happier month all round.  Something I think I need to bear in mind! Management Lessons from Mayo Clinic (Inside one of the World’s most admired service organisations) – ...

If you have ever ordered a new car you will know how difficult it can be to reach the point where you find out how much you actually need to pay.  An endless list of choices: upholstery, in-car entertainment, sat nav, not to mention paint…....