The onset of February has heralded the first significant downturns in world stockmarkets since early 2016. Investors have become used to gently rising asset prices and low volatility, so the recent falls may have come as a shock to many. It’s worth repeating...

By delegating the management of your money to a third party (either a fund manager or a discretionary portfolio manager) do not make the mistake of assuming they will be in control of their emotions any more than you are. Do your homework. ...

I spent a good chunk of December on a sun lounger by a pool, so needless to say I got a lot of reading done. Unusually this month I read more fiction than non-fiction, but then escapism is what being on holiday is all...